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Florida Covering Kids & Families


Florida Covering Kids & Families

Florida Covering Kids and Families (FL-CKF) is a statewide initiative that provides free support to Floridians to increase access to quality healthcare coverage through the Marketplace, Medicaid, or Children’s Health Insurance Program (CHIP).


All Floridians will have access to quality, affordable healthcare coverage.


Florida Covering Kids & Families (FL-CKF) works collaboratively with Florida agencies and stakeholders to help ensure all Floridians have access to quality, affordable healthcare coverage. The initiative aims to foster and facilitate innovative methods for enrolling eligible individuals and families in the Federal Health Insurance Marketplace, and enrolling eligible children in Florida's publicly funded insurance programs (Florida KidCare & Medicaid).


The Patient Protection and Affordable Care Act, referred to as the Affordable Care Act or “ACA” for short, is the comprehensive health care reform law enacted in March 2010. One of the primary goals of this legislation is to make affordable health insurance available to more people. To help achieve this goal, the law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).

In 2013, FL-CKF was awarded funding under the Affordable Care Act to create a Navigator program in Florida to assist consumers with enrolling in coverage under the Health Insurance Marketplace ( Under the Covering Florida Consortium, FL-CKF and its contracted partners cover all 67 counties, with over 150 Navigators providing outreach and enrollment assistance services. Covering Florida Navigators provide enrollment assistance for free and without bias to all Floridians seeking health coverage.

In addition to assisting with marketplace coverage, FL-CKF has partner organizations that specifically help enroll eligible children in Florida Medicaid and Children’s Health Insurance Program (CHIP), known as Florida KidCare.