"Financial aid" does not mean grants or scholarships exclusively. Loans, supplemental employment, and making an effort to reduce spending all fall under the concept of financial aid. Financial aid officers in medical schools across the country have become more "financial and debt management counselors" than "financial aid counselors". The USF Morsani College of Medicine has limited grant and scholarship funds, so to offset tuition, you may need to take out loans to pay for your medical education. There are several loan programs available for our students. Our office will help you with the application for those loans, advise you on the "best" loan programs available, and counsel you on how to keep your borrowing to a minimum.