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Annual Loan Limits & Disbursement Dates

Important Information

Please note that the dates below are the earliest possible disbursement dates. Disbursement is a process that begins with the institution receiving your funds. Once these funds are credited to your OASIS account, the Student Accounting Services (SAS) will generate a refund if applicable, within 10 business days.

2025-2026 Annual federal disbursement dates and loan limits:

  •   Fall 2025 Spring 2026 Summer 2026
    1st Year (2028) 8/11/2025 1/12/2026 6/1/2026
    2nd Year (2027) 8/18/2025 1/12/2026 5/26/2026
    2rd Year (2026) 8/18/2025 1/12/2026 N/A
  • Year Annual loan limit
    1st Year (2028) $20,500 *
    2nd Year (2027) $20,500 *
    3rd Year (2026) $20,500 *

2024-2025 Annual federal unsubsidized dates and loan limits:

  •   Fall 2024 Spring 2025 Summer 2025
    1st Year (2027) 8/12/2024 1/13/2025 6/2/2025*
    2nd Year (2026) 8/19/2024 1/13/2025 5/26/2025*
    2rd Year (2025) 8/19/2024 1/13/2025 N/A

    *No eligibility for Unsubsidized summer. Students may borrow from the graduate Direct PLUS Loan program.

  •   Annual loan limit
    1st Year (2027) $20,500 *
    2nd Year (2026) $20,500 *
    3rdYear (2025) $20,500*

    *$10,250 for Fall and Spring terms