Florida Covering Kids & Families partners with 11 organizations, who are collectively referred to as the “Covering Florida” consortium, to provide Navigator services across the entire state of Florida. Florida Covering Kids & Families and the Covering Florida consortium partners all have extensive experience working with diverse populations, and maintain a high-level of cultural sensitivity. All Navigators assist consumers with in-person enrollment and provide public education activities at convenient locations throughout the state.
Our Navigators at the University of South Florida are located at the University Professional Center (3500 East Fletcher Ave, Suite 530, Tampa, FL, 33613) and are currently taking appointments to assist anyone who has questions and those who are ready to sign up for quality, affordable health insurance coverage in the federal Marketplace.
Appointments are required and can be made online at
If you are located outside of the Tampa Bay area, please visit www.CoveringFlorida.org or call 1-877-813-9115 to find your nearest Navigator.
When you use the Health Insurance Marketplace, you will complete an online application and see all the health plans available in your area. You will provide information about your household size and income to find out if you qualify for lower costs on your monthly premiums for private insurance plans and lower out-of-pocket costs.
The Marketplace will tell you if your family qualifies for free or low-cost coverage available through Medicaid or the Children's Health Insurance Program (CHIP).
All private health insurance plans offered in the Marketplace will offer the same set of essential health benefits. These are the services all plans must cover.
The essential health benefits include at least the following items and services:
Ambulatory patient services (outpatient care you get without being admitted to a hospital)
Hospitalization (such as surgery)
Maternity and newborn care (care before and after your baby is born)
Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
Preventative and wellness services and chronic disease management
citizens living in a foreign country are not required to get health
insurance coverage under the Affordable Care Act. If you're uninsured and
living abroad, you don't have to pay the fee that other uninsured U.S.
citizens may have to pay.
Generally, health insurance coverage in the Marketplace covers health care provided by doctors, hospitals, and medical services within the United States. If you're living abroad, it's important to know this before you consider buying Marketplace insurance.
|COVERING FLORIDA CONSORTIUM|
|Geographic Service Area||Consortium Partner||Consumer Contact Information|
|Palm Beach, Martin, Okeechobee, St. Lucie, Indian River||Health Council of Southeast Florida||
|Hillsborough, Pinellas, Pasco, Polk||The Family Healthcare Foundation||
|Orange, Osceola, Seminole, Lake||Primary Care Access Network, Inc.||
|Charlotte, Collier, Lee, DeSoto, Glades, Hendry, Sarasota, Highlands, Hardee, Manatee||The Health Planning Council of Southwest Florida, Inc.||
|Alachua, Bradford, Citrus, Columbia, Dixie, Gilchrist, Hamilton, Hernando, Lafayette, Levy, Marion, Putnam, Sumter, Suwannee, Union||Suwannee River Area Health Education Center (SRAHEC)||
|Brevard||United Way of Brevard||
|Madison, Taylor, Jefferson, Gadsden, Wakulla, Liberty, Franklin, Leon||USF Navigators||
|Baker, Clay, Duval, Flagler, Nassau, St. Johns, Volusia||Health Planning Council of Northeast Florida, Inc.||
(866) 295-5955 ext. 180
|Escambia, Santa Rosa, Okaloosa, Walton, Holmes, Jackson, Washington, Calhoun, Gulf, Bay||90Works||
(855) 909-6757 ext. 5
|Broward||Broward Regional Health Planning Council, Inc.||
||Health Council of South Florida||
FL-CKF/Covering Florida has taken steps to ensure that we do not exclude, deny benefits to, or otherwise discriminate against any person on the basis of race, color, national origin, disability, sex, or age in admission to, participation in, or receipt of the services and benefits under any of its programs and activities, whether carried out by FL-CKF/Covering Florida directly or through a partner agency or any other entity with which CMS arranges to carry out its programs and activities.
We've taken appropriate steps to make sure that people with disabilities have an equal opportunity to participate in our services, activities, programs, and other benefits. People with disabilities include those who are deaf, hard of hearing, blind, or who have low vision or other sensory limitations.
CMS offers free auxiliary aids and services to help us better communicate with people with disabilities