Self-Insurance Program

Early reporting of events likely to lead to claims is extremely important and provides SIP with the best opportunity to protect USF providers and the university from later litigation. When in doubt about whether or not to report, always report!

Reporting Guidelines

All USF providers covered by the Self Insurance Program have a duty to report those events detailed.

  • Death (unexpected or unexplained)
  • Paralysis, paraplegia, quadriplegia
  • Spinal cord injury
  • Brain damage
  • Total or partial loss of limb, or loss of the use of a limb
  • Sensory organ or reproductive organ impairment
  • Disability or disfigurement
  • Any assertion by a patient that he/she has been medically injured
  • Any injury to a part of the anatomy not undergoing treatment
  • Misdiagnosis of the patient’s condition resulting in increased morbidity
  • Injury/death to either child or mother during delivery
  • Any assertion by the patient or family that no consent for treatment (medical or surgical) was given
  • Any birth of a term baby that is stillborn, or expires shortly after delivery
  • Any other conditions which you feel may result in a claim

You receive any of the following:

  • Notice of Intent to Initiate Litigation
  • Lawsuit
  • Notice of Department of Health investigation
  • Subpoena for deposition or trial testimony or a request for attorney conference
  • A NICA Petition for Benefits or a letter indicating a NICA Petition for Benefits has been filed
  • A patient communication indicating intent to file suit or retain a lawyer
  • A subpoena for medical records

Any of these additional circumstances:

  • A patient threatens to sue, mentions a lawyer, or demands compensation
  • If you believe the circumstances surrounding a patient’s care will likely result in the patient or patient’s family initiating a claim
  • Upon learning of an occurrence that has caused or is likely to cause injury to a patient
  • Upon discovering a practice that, if not eliminated or corrected, exposes patients to an unnecessary risk of bodily injury

Again, if in doubt, always err on the side of caution and report!


Urgent Contact Information

Kate Martin
Assistant Director
(312) 622-2644 (Cell)


Courtney Rice
(813) 463-3554 (Cell)

USF Risk Management

Jo Anne Waterhouse
Risk Manager
(813) 974-0033