Office of Financial Aid
USF Health

Your Credit Report

If you have established credit with anyone (student loans, credit cards, auto loans, etc.) it would be wise to check your credit report in order to ensure the accuracy of credit bureau records. A credit check is currently done for students applying for Alternative and Graduate/Professional PLUS Loan Programs. There is a possibility that credit checks will be required for Unsubsidized Federal Student Loans (USFL) in the future. Reviewing your credit history for accuracy and completeness could save you a great deal of time and energy at a later date.

You are entitled to one free credit report per year and you may request a copy of your credit report by going to or to the web sites of any of the following credit bureaus:

USF Health Morsani College of Medicine cannot be responsible for funding any student who has a loan application denied due to a negative credit history.