How to Apply

Students applying for any of the aid programs described herein must complete the forms described on the following pages in order for you to be evaluated for any loan or scholarship program, including all federal and institutional programs. Loan and scholarship applications will not be processed until the Financial Aid Office has received all required documents.

If you are applying for any of the following aid programs, you must complete all forms as follows:

  • Unsubsidized Federal Direct Loan (USFL)
  • Federal Direct Graduate PLUS Loan (Grad PLUS)
  • Private Alternative Loan Programs (ALP)

Free Application for Federal Students Aid (FAFSA)

  1. First Time FAFSA Applicant: Completing an "electronic" FAFSA that is available on the U.S. Department of Education web page located at (processing time: 10-12 days).
  2. Previous FAFSA Applicant: If you did complete a FAFSA for the 2015-2016 academic year, you may pre-fill your application electronically by visiting FAFSA's website and using your FSA ID.
    What is the FSA ID?

    The FSA ID, implemented on May 10, 2015 as a replacement to the Federal Student Aid PIN, is now being successfully used by millions of students, parents, and borrowers to access personal financial aid information online and to electronically sign and submit certain documents.

    Important Reminder:

    Only the FSA ID owner should create and use an FSA ID. Just as was the case with the Federal Student Aid PIN, the FSA ID is the legal signature that can be used to electronically sign important federal student aid documents, including the Free Application for Federal Student Aid (FAFSA®) and Direct Loan promissory notes. The FSA ID also allows online access to private and confidential information, including data from a student's FAFSA and loan information from the National Student Loan Data System (NSLDS®). For these reasons, maintaining the security of the FSA ID is critical to the integrity of student aid information and systems.

    It is important that every FSA ID Owner:
    • Create their own FSA ID by selecting their own username and password;
    • Provide their own challenge questions and responses; and
    • Have access to the e-mail account associated with the FSA ID account. The e-mail address associated with one FSA ID account cannot be used by another FSA ID account.
    Do you need help with your FSA ID – resetting ID or Password:
    • Updated information and tips available at
    • Contact FSA Information Center (FSAIC) at 1-800-4-FED-AID (1-800-433-3243).
    • Web chat is also available from the "Help" page under "Contact Us."
    Note to all applicants

    Which ever method you use, please complete the FAFSA according to the instructions provided. An incorrect or incomplete application will delay the financial aid process.When completing "Step Six" of the FAFSA, please provide the Institution Code for University of South Florida Systems, which is 001537.

FAFSA Needed:   Semesters Attending:   FAFSA Available Beginning:   Priority Application Deadline: Use Federal Tax Data From:
2017-2018 Fall 2017,
Spring 2018, 
Summer 2018
 October 1, 2016  January 1, 2017  2015
 2016-2017 Fall 2016,
Spring 2017, 
Summer 2017
 January 1, 2016  March 1, 2016  2015

Use the IRS Data Retrieval Tool (DRT) to transfer your federal tax data directly to your FAFSA.

Be sure our federal school code 001537 is on your FAFSA when you apply each year. Use your FSA ID to sign your FAFSA electronically.

Meeting the priority date allows you the best opportunity to be considered for the most aid types possible.

Watch a video on "The 7 easy steps to the FAFSA" by clicking here.

FAFSA Scams 
The FAFSA is free - there is no charge to apply for financial aid. Beware of sites advertising services to help you apply for financial aid for a fee. If you use one of these services, you will be providing personal information to a non-government agency.

Federal Student Financial Aid Penalties for Drug Law Violations 
A student with a drug conviction may be ineligible for federal student aid (grants, loans, work-study). If you are convicted of a state or federal offense of selling or possessing illegal drugs that occurred while you were receiving federal student aid you should still complete and submit the FAFSA. Eligibility may be regained after documentation of successful completion of a rehabilitation program.

  1. Student Aid Report (SAR): You will receive a SAR (U.S. Mail or E-mail, depending on the method you used to submit your FAFSA) in approximately 1 to 3 days after you have completed the FAFSA. The SAR is the final output document generated by your submission of the FAFSA indicating your Expected Family Contribution (EFC). Review the SAR to insure all data is correct. If corrections are necessary, please follow the instructions that are provided with the SAR.

  2. Financial Aid Award Notice: Once your FAFSA has been received, and the USF Health Office of Financial Aid has determined financial aid eligibility, you will be notified through OASIS that your Financial Aid Award Notice is ready for your review and action. You will be able to accept some or all of the awards in this notice. The requirements further outlined below will also be forwarded to you as the necessary steps needed in order to receive your student aid. Award notification will only be sent to your USF health email account. These notifications are an essential part of the financial aid process. Failure to read these important emails will delay or cancel your financial aid award.

  3. Master Promissory Notes: Please visit the U.S. Department of Education's website at, create an account and successfully complete all necessary master promissory notes/applications. Students must complete one master promissory note when applying for the Unsubsidized Loans and one master promissory note when applying for the Graduate/Professional PLUS loans. No loan will be processed without a completed master promissory note on file with the U.S. Department of Education.

  4. Online Entrance Counseling: In addition to completing the Master Promissory Note, you must complete the Federal Direct Entrance Counseling for both Unsubsidized and Graduate PLUS loans. This can be found at, and must be completed successfully to receive these loans in addition to the MPN(s).

  5. Graduate/Professional PLUS Loan: This is a credit-based loan. Once you have successfully completed an online application and master promissory note for the Graduate PLUS loan at, the financial aid office will be notified.

  6. Alternative/Private Loans (ALP): Students who wish to apply for this credit based loan must first speak with a Financial Aid Officer before any application materials are processed.

    Even if requesting ALP, the FAFSA and Morsani College of Medicine Financial Aid Application must be completed for the following programs:

    • USF Morsani College of Medicine Institutional Funds (Loans and Scholarships)
    • Primary Care Loan (PCL)*
    • DHHS Scholarship for Disadvantaged Students (SDS)

    * This is for the MD students only. This program carries the requirement of a commitment to train and practice in a primary care area (Family Medicine, General Internal Medicine, General Pediatrics or Preventive Medicine). If you are applying for this program, you must provide a letter to the Morsani College of Medicine Financial Aid Office. If a letter of commitment is not provided, you WILL NOT be considered for this program.

  7. MD Students only - Parental Information: Parental Information will no longer be accepted on the FAFSA. Your parents (both parents even if divorced) must complete the Morsani College of Medicine Financial Aid Parental Information for M.D. Students Form found in your OASIS account under Financial Aid > My Requirements. The programs listed above are "need based" programs that require an assessment of your parent's ability to contribute to your educational expenses. However, parental information is not used when evaluating your eligibility for the Unsubsidized Federal Direct Loan, Grad PLUS or ALP.

    If your parents are divorced or separated, both parents must provide their financial information on separate Morsani College of Medicine Parent information forms (found in OASIS).

    MD Students only – Student Application: Submitting the Morsani College of Medicine Student Financial Aid Application will allow you to be considered for both merit and "need based" scholarships from USF. This form is also found in OASIS.

  8. Answer Every Question: Submitting the Morsani College of Medicine Student Financial Aid Application will allow you to be considered for both merit and "need based" scholarships from USF. This form is also found in OASIS.


The federal financial aid programs administered by the U.S. Department of Education, Department of Health and Human Services and the University of South Florida are subject to a process called verification. A percentage of the FAFSA's processed at USF will be selected for verification. If your application is selected, there will be a note under "My Requirements" and instructions for completing this process. The verification process must be completed within 30 days of notification. Loan and/or scholarship funds will not be disbursed until verification is completed.

The FAFSA, Master Promissory Note(s), Entrance Counseling(s) and verification (if required) must be completed in order to obtain Federal Unsubsidized Direct Loans, and Graduate PLUS loans (Grad PLUS).

Determining Financial Need for MD Students

Completing the FAFSA and the MCOM Financial Aid Application for M.D. Students and Parental Information forms will allow us to calculate your Expected Family Contribution, or EFC (all three documents required). Federal, state, private, and institutional aid programs assume that the family (student, spouse, and parents) has primary responsibility for financing your education, and that the family should contribute amounts in accordance with its income and assets before financial aid can be expected. Need analysis is accomplished through one or two mechanisms, depending upon the requirements of the specific aid program: those that require the analysis of parental financial data, and those that do not.